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(02) 8528 1968

COMMERCIAL LAW

Debt Recovery

Securing What You're Owed
When It Matters Most

Cash flow is the lifeblood of any business. When customers or clients fail to pay, the impact extends beyond your bottom line—affecting operations, growth plans, and even your ability to meet your own obligations. At Gouveia Legal, we provide efficient, cost-effective debt recovery solutions that help you maintain financial stability while preserving important business relationships where possible.

Strategic Debt Recovery
Approaches

We tailor our approach to each debt situation, considering the debt amount, debtor
circumstances, and your commercial priorities:

Pre-Legal Recovery

  • Strategic advice on initial collection approaches.
  • Professionally crafted letters of demand with legal weight.
  • Structured payment plan negotiations .
  • Review and advice on security and guarantee options for risk mitigation.
  • Commercial solutions that balance recovery with relationship preservation.

Legal Recovery Proceedings

  • Statement of claim preparation and filing.
  • Default judgment applications.
  • Enforcement of judgments through examination notices.
  • Garnishee orders against wages or bank accounts.
  • Write of execution for sheriff seizure of assets.
  • Statutory demands against companies with debts over threshold amounts.

Ongoing Protection

  • Advice on PPSR registrations to secure future interests.
  • Trade credit agreement reviews and improvements.
  • Terms and conditions updates to strengthen your position.
  • Credit application documentation review.
  • Strategic debt management systems.

Our Methodical Recovery Process

We follow a structured approach to debt recovery that balances cost, time, and likely
outcomes:

1. Initial Assessment

Evaluating the legal position, commercial context, and relationship dynamics.

2. Preliminary Action

Implementing appropriate pre-legal recovery strategies

3. Legal Proceedings

Taking court action when necessary, with clear advice on costs and benefits.

4. Enforcement

Pursuing practical enforcement options based on debtor circumstances.

5. Strategic Review

Continuously evaluating the cost-effectiveness of further recovery efforts.

Our Methodical Recovery Process

We follow a structured approach to debt recovery that balances cost, time, and likely outcomes:

Initial Free Assessment

Meet with us to discuss your case. We’ll listen to your story and explain how we can help.

Debt Recovery Fee Structures

We understand that debt recovery must
make commercial sense. Our fee
arrangements include:

  • Fixed-fee services for standard recovery actions.
  • Stage-based pricing that provides cost certainty.
  • Outcome-based fee components for certain matters.
  • Regular cost-benefit discussions to inform decision-making.

The Gouveia Legal Advantage

As a family-owned firm with offices in Parramatta and serving Greater Sydney, our debt recovery service offers:

  • Personal attention from our principals, Melissa and Andrew Gouveia.
  • Commercial awareness that informs practical recovery strategies.
  • Clear communication throughout the recovery process.
  • Cost-effective approaches that recognise the commercial realities of debt recovery.
  • Experience from Australia’s largest law firms applied to businesses of all sizes.

Don’t let unpaid invoices compromise your business’s financial health. Contact Gouveia Legal today to discuss your debt recovery needs and develop a strategic approach to your situation.

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TESTIMONIALS

What Our Clients Say About Us?

If you need urgent legal assistance or would like to discuss your matter with our team, contact us today.

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(02) 8528 1968

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admin@gouveialegal.com.au

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Parramatta & Sydney CBD

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Andrew Gouveia

Andrew is a Sydney-based solicitor with a strong background in commercial litigation and transactional legal work. He has acted for a broad range of clients across insolvency, estate disputes, and property-related matters. His experience also extends to drafting and negotiating commercial agreements, advising on business and property transactions, and preparing tailored estate planning documents.

Known for delivering clear, commercially minded advice, Andrew established Gouveia Legal to provide clients with legal services that are practical, accessible, and results driven. Whether navigating a dispute or managing a transaction, he brings a strategic approach grounded in understanding each client’s goals and delivering value at every stage.

Clients come to Andrew for straightforward guidance and a solicitor who takes the time to understand their situation and can get results.

In his spare time, Andrew likes to train Jiu-Jitsu, take his dog Henry for long walks and enjoys watching anything by Guy Ritchie or Martin Scorsese.

Melissa Gouveia

Melissa is an experienced lawyer with extensive expertise in personal injury law and a keen interest in immigration.

Holding a Bachelor of Medical Science and a Graduate Law Degree, she combines a strong analytical foundation with a compassionate approach to legal advocacy.

With significant experience working as both a plaintiff lawyer at Australia’s top firms and a legal representative for Australia’s insurers, Melissa brings a well-rounded perspective to every case she handles.

Known for her exceptional negotiation skills, Melissa is dedicated to securing the best outcomes for her clients. Her empathetic nature allows her to connect with individuals, understanding their unique challenges and providing clear, supportive guidance through complex legal processes. Committed to achieving justice, Melissa ensures her clients receive fair and timely resolutions to their claims, whether through skilled negotiation or robust representation.

In her spare time, Melissa enjoys fashion, going out with friends and family.